Indian Overseas Bank (IOB)

Indian Overseas Bank (IOB) is a public sector bank, whose headquarters is in Chennai. With a focus on foreign exchange business and overseas banking, it has achieved significant milestones in the Indian banking sector. IOB operates through approximately 3,220 domestic branches, 2 Digital Banking Units (DBUs), around 4 foreign branches, and a representative office. During the nationalization period, the government of India took over IOB along with 13 other major banks.

Organisation of IOB:

Indian Overseas Bank (IOB) functions with a clear organizational hierarchy. The Board of Directors provides strategic direction, with the Managing Director & CEO overseeing day-to-day operations. Executive Directors manage specific functions, while regional offices coordinate activities across a widespread domestic branch network. Digital Banking Units focus on online services, while foreign branches and representative offices facilitate international banking. Various departments handle functions such as retail and corporate banking, with support units for IT, legal, and marketing. Compliance and risk management units ensure regulatory adherence and risk mitigation. This streamlined organization allows IOB to effectively navigate the complexities of the banking industry

Post and Eligibility of IOB

Name of the post	Subordinate posts	Age limit	Education qualification
Manager	Law IS Audit Security Civil Architect Electrical Treasury Human Resources Marketing Credit Full Stack Developer Financial Customization DB Admin/ OS Admin Data Centre Administrator Testing and Digital Certificate Digital Banking (IB, MB, UPI & IOBPAY) E-Banking (RTGS & NEFT) Digital Banking (Debit Card, Switch & DCMS)	25-35 years	Candidates  should have: A) Full-Time  Bachelor’s Degree (B.E./B.Tech) B) Postgraduate Degree in fields of Computer Science, Computer Technology, Computer Science & Engineering, Computer Engineering, Information Technology, Electronics & Communication, and Information Security. C) Cyber Security are eligible. Additionally, preference will be accorded to individuals holding certifications such as CISA (Certified Information Systems Auditor) or DISA (Diploma in Information Systems Audit).
Senior Manager	Law IS Audit Risk Human Resources	30-40 years	Candidates should have : A) Full-Time B.E./B.Tech or Postgraduate degree in Computer Science or related fields, with a preference for CISA/DISA Certification. B) Full-time postgraduate qualifications in Mathematics/Statistics/Economics/Commerce, MBA in Finance, MCA, CA/ICWA/CAIIB. C) Risk Management certification is required, along with desirable qualifications such as FRM/PRM, CFA, and proficiency in Advanced Excel, R, and
Executive Director (ED)	nil	25-30 years	The Candidate should hold a postgraduate degree in science and technology, coupled with certification as a project management practitioner
Probationary Officer (PO	nil	20-30 years	Possess a degree equivalent to graduation from a university or institute recognized by the Government of India.
Clerk-cum-Cashier	nil	20-28 years	A 10+2 qualification with a minimum of 60% aggregate grades is required, while preferred applicants should hold a Bachelor’s degree with a minimum of 60% in any field from a recognized university.
Assistant Manager	nil	21-30 Years	Secure a postgraduate degree in science and technology, complemented by certification as a project management practitioner.

Selection process

• Selection involves an Online Examination and Interview.
• Candidates qualifying in the Online Examination will proceed Interview stage.
• Merely meeting eligibility criteria does not guarantee participation in the Online Examination or Interview.
• The Bank reserves the right to call only the necessary number of candidates based on
  1. Screening
  2. considering qualifications
  3. experience
  4. job requirements.
• Results and the final selected list will be accessible on the website.

How to apply for IOB

1. Access the official IOB website.
2. Locate the “Careers” section and navigate to the post that you are applying for.
3. Initiate online registration by clicking on “Click here to Register Online.“
4. Make note of the assigned Registration Number and Password.
5. Proceed to fill out the application form by clicking “Click here to Apply Online.”
6. Follow to specified guidelines when uploading a photo and signature.
7. Review and verify all entered details before finalizing the submission.
8. Attach the required documents in the designated “Upload Relevant Documents” section.
9. Save a printed copy of the submitted application for future use.

Documents needed for verification

For the interview, candidates must provide original documents and self-attested
photocopies including:

• Call Letter
• Online application form
• Proof of date of birth
• Photo identity proof
• Educational and work experience documents
• Preferred certifications
• Caste and income certificates
• Disability certificate (if applicable)
• No Objection Certificate (for government employees)
• Age relaxation certificate (if applicable for 1984 riots).
• Proof of identity (Passport, Aadhaar, PAN Card) is mandatory during the examination.
• Ration Card is not accepted as a valid ID proof for the examination
• Failure to submit these documents may result in disqualification